While we are independent, the offers that appear on this site are from companies from which receives compensation. Compare with other digital banking servicesį is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. #QUBE MONEY REVIEWS HOW TO#New to budgeting? Get the rundown on how to use a budget in our budgeting guide for beginners. #QUBE MONEY REVIEWS FREE#The free plan has lower transfer limits and no automatic transfers from an external account, so you have to manually move money into Qube when it’s time to refund your card. But individual plans are free and you have the option to shave on a subscription by paying annually. You’ll pay $8 to $15 a month if you want to use Qube Money with your partner or kids. While you can sign up for a Qube Money Basic or Premium account, some of its premium features are still being rolled out. What to watch out forīefore joining Qube Money, consider these disadvantages: Instead, use any ATM that’s convenient for you, and Qube Money will reimburse you up to $10 per month for any ATM fees you might incur. Qube Money‘s ATM network and feesQube Money doesn’t have any in-network ATMs and doesn’t charge any ATM fees. Qube Money won’t charge you if you overdraw your account. This makes it difficult for someone to use your card without your permission. Qube card has $0 default balance, so funds are only available when you open the category on your phone. Those with irregular income can set up custom allocation plans to have a percentage of each paycheck put into a certain category. Qube Money‘s most unique feature is that funds are instantly deducted from the app as soon as you swipe the card. Choose to link your external bank account or use Qube Money‘s integrated account. What are the benefits of Qube Money?Qube Money is a first-of-its-kind budgeting product that comes with a Qube Visa debit card, FDIC insurance, and these additional perks: The only way you can use the card is if you “activate” a Qube in the app first. Unlike other debit cards, the Qube card has a default balance of $0, which means there’s zero risk or liability if your card is lost or stolen.
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